Terms of Service
Last updated: 9 November 2026
These terms govern your use of the ThirtySecond Trading Journal ("the Product") and this website. By downloading, opening or using the Product, you agree to them. If you do not agree, do not use the Product.
1. What you are buying (or downloading)
The Product is a digital spreadsheet template delivered as an .xlsx file. It contains a trade-logging sheet and an automatically calculated dashboard. It is a record-keeping tool only.
2. Licence
We grant you a personal, non-exclusive, non-transferable, worldwide licence to:
- use the Product for your own trading records, personal or professional;
- make backup copies for your own use;
- modify the file for your own use.
You may not:
- resell, sublicense, rent, or redistribute the Product or any modified version of it;
- publish the file, or a substantially similar derivative, as a free or paid download;
- remove or obscure any ownership or attribution notice in the file.
You may use it inside a company or team you personally work in, but not distribute it to third parties outside that organisation.
3. Payment, delivery and refunds
Where the Product is offered free of charge, no payment details are required and no refund applies.
Where a paid version is offered, payments are processed by our merchant of record, which handles checkout, invoicing, applicable taxes and payment-related support. Because digital files are delivered instantly and cannot be returned, paid purchases are generally non-refundable. If a file is defective or does not open, contact us and we will fix it or refund you.
4. No financial, investment or tax advice
The Product is not financial advice. It does not recommend, select or evaluate any security, strategy or trade. It performs arithmetic on numbers you enter.
Nothing on this website constitutes investment, legal, accounting or tax advice, or a solicitation to buy or sell any financial instrument. Trading and investing carry a substantial risk of loss, including the loss of your entire capital. Past performance recorded in a journal is not indicative of future results.
You are solely responsible for your own trading decisions and for verifying that any figure produced by the Product is correct before relying on it.
5. Accuracy and availability
We aim for correctness, but the Product is provided "as is". Formulas, formatting and charts may behave differently in spreadsheet software other than Microsoft Excel (for example Google Sheets or Apple Numbers). We do not warrant that the Product will be error-free, uninterrupted, or compatible with every version of every spreadsheet application.
6. Limitation of liability
To the maximum extent permitted by law, we are not liable for any indirect, incidental, special or consequential damages, or for any trading losses, lost profits, lost data or business interruption, arising from the use of or inability to use the Product — even if we have been advised of the possibility of such damages.
Where liability cannot be excluded, our total aggregate liability is limited to the amount you actually paid for the Product in the twelve months preceding the claim (or, for the free version, to zero).
Nothing in these terms limits liability that cannot be limited by applicable law.
7. Intellectual property
The Product, its design, structure, formulas and documentation remain our property. Your trading data remains entirely yours; we never receive it, since the file runs locally on your device.
8. Updates
We may release updated versions. Free-version updates are provided at our discretion. We are not obliged to maintain compatibility with future spreadsheet releases or operating systems.
9. Termination
This licence ends automatically if you breach these terms. On termination you must stop using the Product and delete copies in your possession.
10. Changes to these terms
We may update these terms. The version in force is the one published on this page at the time of your download or purchase. Material changes will be reflected in the "last updated" date above.
11. Governing law
These terms are governed by the laws of the People's Republic of China, without regard to conflict-of-law rules. Nothing here removes any mandatory consumer protection rights you may have in your country of residence.
12. Contact
Questions about these terms: thirtysecond.journal@outlook.com
See also the Privacy Policy.